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When do I need a notary?

You may need a notary public in various situations, primarily when dealing with important legal documents. Here are some common scenarios where notarization is required:

Common Situations Requiring Notarization

• Real Estate Transactions: Notaries are essential for closing documents related to buying or selling property, including deeds and mortgage agreements

• Legal Documents: Many legal documents, such as affidavits and powers of attorney, must be notarized to ensure their validity and to prevent fraud

• Financial Transactions: Banks often require notarized signatures on documents like loan agreements or account applications to verify identities and deter fraudulent activities

• Wills and Estate Planning: While not all wills need notarization, having a self-proving affidavit signed by a notary can streamline the probate process

• Healthcare Documents: Certain medical directives and healthcare proxies may also require notarization to be legally binding

• Employment Applications: Some job applications, especially those for positions requiring a license or legal standing, may need notarized signatures

• Gun Permits: Applications for handgun permits or concealed carry licenses often require notarization as part of the application process

Purpose of Notarization: The primary role of a notary is to verify the identity of the signers and ensure that they are signing willingly and understand the document’s content. This process helps prevent fraud and adds a layer of trust to the transactions involved

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