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What are the most common documents that need to be notarized?
Notarization is often required for a variety of important documents to ensure their legality and prevent fraud. Here are the most common types of documents that typically need to be notarized:
Commonly Notarized Documents
1. Financial Documents
• Mortgage Closing Documents: Required for real estate transactions to finalize loans.
• Loan Documents: Often needed for personal, business, or mortgage loans.
• Property Deeds: Essential for transferring ownership of real estate.
• Financial Statements: May be required by banks or financial institutions.
2. Legal Documents
• Wills: While not all states require notarization, it can facilitate the probate process.
• Trusts: Important for estate planning and management of assets.
• Powers of Attorney: Grants authority to another person to act on one’s behalf in legal or financial matters.
• Affidavits: Written statements confirmed by oath, often used in legal proceedings.
• Custody and Guardianship Agreements: Legal arrangements regarding the care of minors.
3. Business Documents
• Articles of Incorporation: Required for forming a corporation.
• Commercial Leases: Agreements between landlords and businesses.
• Vendor Contracts: Agreements between suppliers and businesses.
4. Real Estate Documents
• Deeds of Trust: Used in real estate transactions to secure loans with property.
• Lease Agreements: Contracts between landlords and tenants regarding rental properties.
5. Personal Identification Documents
• Passport Applications: Often require notarization to verify identity.
• Parental Consent Forms for Travel: Needed when minors travel without one or both parents.
6. Other Important Documents
• Bill of Sale: Records the transfer of ownership of personal property.
• Living Trusts: Establishes a trust during a person’s lifetime that can be managed by a trustee.